UDK: 65.014.1:658.152:06.052

Oleksandr Sergijovych BALAN

k.t.n., dotsent, Odessa National Polytechnic University

ANALYSIS OF THE NORMATIVE AND LEGAL BASIS OF INVESTING IN PRODUCTION SPHERE OF UKRAINE

In work analyzed regulatory legal the basis process of development of real investment in of industrial sphere enterprises Ukraine and investigated the relationship of this process with the development and implementation of the project. Clarified the definition of the categories of “investment project” and “investment project with state support”.

Full Article in Ukrainian

UDK: 336.71

Olga M. BARTOSH

Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

DEPOSIT POLICY AS A COMPONENT OF THE BANK MANAGEMENT SYSTEM

The article examines the trends and challenges bank deposit policy in terms of social and political tension. The role of deposit policy to ensure the efficiency of the banking activity is determined. It’s defined de goals and objectives for the major part of the process of resource management. The author analyses bank deposits trends and determines the main courses of development.

Full Article in Ukrainian

UDK: 336.711

Olga D. VOVCHAK

Doctor of Science in Economics, Professor, University of Banking of the National Bank of Ukraine

Oksana M. KRAMARENKO

Candidate of Science in Economics, Mykolaiv National Agrarian University

TO STABILIZE THE BANK WORK IN CONDITIONS OF CRISIS

The influence of financial-economic, political and other global and local crises in the banking system of Ukraine provision of financial resources. At the same time that banks have stable resource base is estimated to be a factor determining the quality of their (banks) work. Analyzed: macroeconomic indexes of Ukraine in view of inflationary component and their relationship to the performance of the banking system; legislative measures aimed at stabilizing the banking system of Ukraine in a crisis. Developed and proposed directions stabilize functioning domestic banking system in the light of the impact of political and economic crisis of 2013-2014.

Full Article in Ukrainian

UDK: 658.7

Volodymyr S. VOLOSHIN

Candidate of Science in Economics, Rivne institute of slavonic studies

Oleksandr V. DEYNEGA

Candidate of Science in Economics, Associate Professor, Rivne institute of slavonic studies

INFORMATION SUPPORT OF PREDICTION INDICATORS FOR PRODUCTION ON THE PRINCIPLES OF SYSTEMIC APPROACH

Concretized the concept of an automated information system. Identified functional modules providing information of forecasting the enterprise. The possible stages of production forecasting indicators on the basis of a systematic approach. We describe the structural elements of the quantization information.

Full Article in Ukrainian

UDK: 355

Serhii F. HARKAVYI

Candidate of Technical Sciences, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

ESCALATING CONFLICT IN THE EAST UKRAINE: SOCIO-ECONOMIC IMPACT

In the article the author examined the impact of developments in Eastern Ukraine in its socio-economic situation. The characteristic effects and dangers are inherent to this period. Perspectives and recommendations for further regulation in the country.

Full Article in Ukrainian

UDK: 336.713

Olexandra Y. HIRNA

Candidate of Physics and Mathematics, University of Banking of the National Bank of Ukraine (Kyiv)

DESCRIPTIVE AND MODEL ASSESSMENT OF EUROPEAN UNION AND UKRAINIAN BANKING MARKETS

The article contains an analysis of competitive systems of Ukrainian and European Union banking markets carried out based on descriptive and non-structural H-statistic approaches. Comparing calculated H-statistic values revealed a shift to monopolistic competition in Ukrainian market of banking services.

Full Article in Ukrainian

UDK: 336.221:330.83

Victoria P. GMYRIIA

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

ROLE OF TAXES UNDER SUPPORT ECONOMIC DEVELOPMENT UKRAINE

Taxes in modern society are the main form of state revenue. In this purely fiscal functions tax mechanism is used for economic influence of the state in social production, its dynamics and structure, development of STP.

Full Article in Ukrainian

UDK: 657 : 336.717

Liliia A. ZAVODOVSKA

Zhytomyr State Technological University

DEVELOPMENT AND IMPLEMENTATION OF BANK INNOVATION: ACCOUNTING APPROACH

In the article identify essence of banking engineering, disclose the basic stages of banking engineering. Based on the analysis of the costs arising in each of the above stages, shows how the formation of the cost of innovative banking products.

Full Article in Ukrainian

UDK: 336.711

Jahongir R. ZAYNALOV

Doctor of Science in Economics, Professor, Samarkand institute of economy and service

Susanna S. ALIEVA

Candidate of Science in Economics, Samarkand institute of economy and service

THE NECESSITY OF CREATING FAVORABLE CONDITIONS FOR REALIZATION THE MONETARY POLICY AND DEVELOPMENT COMMERCIAL BANKS

In this article the essence and the maintenance of necessity the creation of Central’s bank monetary policy directed on creation of optimum conditions for development commercial banks reveals. According to authors as a result commercial banks will be able to allocate more effectively real investments that will promote achievement of economic growth.

Full Article in Russian

UDK: 378.14:81

Iryna V. IVANOVA

Candidate of Pedagogical Sciences, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

ASSESSING THE LEVEL OF PROFESSIONAL CROSS-CULTURAL COMPETENCE AMONG BANKING STUDENTS

The article touches upon the problem of developing professional cross-cultural competence. The author outlines the criteria of assessing the levels of its development.

UDK: 336.71

Basil S. KIVACHUK

Candidate of Science in Economics, Associate Professor, EE “Brest State Technical University”

Natalia G. KOT

EE “Brest State Technical University”

ANALYSIS OF THE FINANCIAL POTENTIAL OF THE COMPANY WHEN DETERMINING THE CREDITWORTHINESS OF THE BORROWER

The article discusses the need and feasibility analysis financial capacity when determining the creditworthiness of a borrower's banking institution, because the simultaneous calculation of indicators on the basis of accounting data can not reflect the real situation in the company.

Full Article in Russian

UDK: [004.738.5:004.056]:330.131.5

Oksana V. KLYUVAK

University of Banking of the National Bank of Ukraine

QUANTITATIVE MODEL FOR ECONOMIC ANALYSES OF INFORMATION SECURITY MEASURES IN INTERNET-PAYMENT SYSTEMS

It is proposed quantitative assessment approach of security measures cost-effectiveness in internet-payment systems. It is analyzed the effectiveness of authentication methods in internet-payment systems within this approach in USA.

Full Article in Ukrainian

UDK: 316/3(477)

Inna Y. KOCHUMA

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

INSTITUTIONAL FACTORS OF FORMATION AND IMPLEMENTATION OF SOCIAL CAPITAL

The article considers the problem of institutional providing of the formation and implementation of social capital in Ukraine at present, in particular, the degree of civil liberties, the system of education and social partnership. The priority measures concerning the development and improvement of social capital institutions are proposed.

UDK: 316.344.23

Viktoriia A. KRASNOMOVETS

Candidate of Science in Economics, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

CURRENT STATE AND MAIN DIRECTIONS OF LIVING STANDARDS IMPROVEMENT

The living standards of Ukraine population are studied considering the specific character of the development of social and economic processes at regional level. The regional assessment of population living standards in Cherkasy region in 2009-2013 is implemented on the basis of determining the index of regional human development. The basic directions of improving the living standards of Ukraine population at region level are proposed.

Full Article in Ukrainian

UDK: 336.7

Sergey O. KRINITSA

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

THEORETICAL BASES FOR THE INTERACTION OF FINANCIAL MEDIATORS

The theoretical foundations of the financial intermediaries interaction are analyzed. The basic types and forms of financial mediaries interaction, reasons of integration processes, consolidation and convergence in the financial markets of Ukraine are allocated.

Full Article in Ukrainian

UDK: 336.71 (477)

Mykhailo I. KRUPKA

Doctor of Science in Economics, Professor, Lviv national University of Ivan Franko

FINANCIAL INNOVATION OF STATE-OWNED BANKS OF UKRAINE

The article outlines the status of the national economy as an important factor influencing on the stability of the domestic banking system, the requirement to improve its financial performance, the achievement of which is impossible without reforming on the innovation basics. Defined the latest global trends in innovation activity of banks, formed the principles of financial innovation, focused on the practice of implementation of financial innovation Ukrainian state-owned banks under condition of globalization.

Full Article in Ukrainian

UDK: 330.342

Volodymyr V. LYPOV

Doctor of Science in Economics, Professor, Simon Kuznets Kharkiv National University of Economics

Viktoriia A. KRASNOMOVETS

Candidate of Science in Economics, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

INTERDISCIPLINARY CHARACTER IN THE STUDY OF INSTITUTIONAL COMPLEMENTARITY OF SOCIAL-ECONOMIC SYSTEMS

The article analyzes the range of methodological tools used in the study of various levels of institutional architectonics socio-economic systems. The essence of institutional complementarity and investigated the level institutional architectonics socio-economic systems.

Full Article in Ukrainian

UDK: 336.

Maksim I. LISOVSKII

Candidate of Science in Economics, Associate Professor, Polessky State University

Anna S. HOLIKOVA

Polessky State University

Svetlana V. CHERNORUK

Polessky State University

CAPITAL BUDGETING; FIXED INVESTMENT AND INVENTORY STUDIES

This article describes the methodology of the profitability of investment projects which is used in Belarus and designed in accordance with the requirements of UNIDO, and the basic directions of synchronization taking into account the peculiarities of the national economy.

Full Article in Ukrainian

UDK: 657.6:006.32

Andrii M. LIUBENKO

Candidate of Science in Economics, Lviv Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

ANALYTICAL EVALUATION OF EFFECTIVENESS OF FINANCIAL CONTROL

The article is based approach to analytical evaluation of financial control. The author proposed criteria for evaluating the effectiveness and efficiency audits of state financial control. In addition, the author argues that implementation of the proposed evaluation system test results will establish the causes of violations of budget legislation, control and evaluate the quality of the whole will improve the efficiency of state financial control of budget facilities.

Full Article in Ukrainian

UDK: 33.336

Wojciech MISTEREK

PhD, Maria Curie-Sklodowska University in Lublin

Myroslava Е. KHUTORNA

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

THE USE OF E-BANKING BY HOUSEHOLDS: POLAND AND UKRAINE EXPERIENCE

The authors analyzed the peculiarities of the e-banking development; the special attention was paid to the research of the different features of households’ demand on this bank sale technology. This performed research has allowed us to find out the common things and distinctions in the remote banking service development and its perception by the households in Poland and Ukraine.

UDK: 336.748.7

Svitlana V. MISHCHENKO

Doctor of Science in Economics, Associate Professor, University of Banking of the National Bank of Ukraine (Kyiv)

Olha V. KLISHCHUK

Institute of Master and Postgraduate Education of the University of Banking of the National Bank of Ukraine (Kyiv)

THE EFFECT OF CURRENCY CHANNEL OF TRANSMISSION MECHANISM UNDER CURRENCY REGIME TRANSFORMATION IN UKRAINE

At the article the features of using currency channel transmission mechanism in modeling Central banks acting as an answer on macroeconomic shocks were considered. As a result have been received significant relations between links of currency transmission for generating confidence forecast estimation of national monetary unit movement.

Full Article in Ukrainian

UDK: 339.9:330.34

Viktorija Viktorivna OPAL'KO

k.e.n., dotsent, Cherkasy Bogdan Khmelnitsky National University

Valentyna M. MOTRYCHENKO

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

GLOBAL ECONOMIC DEVELOPMENT OF MEGATRENDS

The article analyzes the major megatrends and their development prospects. The basic global factors influencing the global development trendswere researched. The prospects of further development of the international community on the basis of the impact of megatrends were determinated.

Full Article in Russian

UDK: 336.77(477)

Larisa O. NETREBCHUK

Kyiv National Trade and Economic University

CONCENTRATION OF CREDIT PORTFOLIO IN UKRAINIAN BANKS

This article provides an analytical research of dynamics and distribution of banks loan portfolios in Ukraine for 2009–2014 years. The role of individual banks and groups of banks in the formation of the general loan portfolio is defined. The evaluation of the concentration of loans in Ukraine is done.

Full Article in Ukrainian

UDK: 336.71

Ivan A. OSADCHIY

University of Banking of the National Bank of Ukraine (Kyiv)

THE ROLE OF BANKING SUPERVISION IN RESTRUCTURING PROCESSES

The article explores the role of banking supervision in ensuring the stability of banks and preventing crises in the banking sector, the basic models of supervisory systems for the financial sector and ways of improving banking supervision in the context of restructuring processes are considered.

Full Article in Ukrainian

UDK: 330.46; 519.86

Alexander V. PISKUN

Candidate of Technical Science, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

STOCK PORTFOLIO HEDGING BASED ON THE VOLATILITY MANAGEMENT STRATEGIES

In article strategy of management of volatility and methods of its assessment are considered. Application of these strategies for hedging of stock portfolios on the example of the S&P500, DAX indexes is investigated. It is shown that for effective management of a portfolio during the long period of investment it is necessary to use dynamic selection of optimum methods of an assessment of volatility and levels of its restriction.

Full Article in Ukrainian

UDK: 372.881.1:811.111-26

Liudmyla V. POTAPENKO

Candidate of science in Philology, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

CONTENT AND LANGUAGE INTEGRATED LEARNING: THEORETICAL SKETCHES

The main definitions of Content and Language Integrated Learning (CLIL) methodology are outlined. Its key concepts are considered. The advantages and obstacles of CLIL implementation are analyzed.

UDK: 336.711

Zokir J. RASULOV

Candidate of Science in Economics, Samarkand institute of economy and service

Daler MUMINOV

Samarkand institute of economy and service

Jurabek BERDIKULOV

Samarkand institute of economy and service

CLASSIFICATION PROBLEMS OF CREDIT SYSTEM

This article is devoted to illumination of classification problems of the credit system organizations. Authors offered it four level system which allowing, in their opinion is, to give more attention to their development and the decision of the arisen problems.

Full Article in Russian

UDK: 336.77

Nadiya V. ROGOZHNIKOVA

Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Iryna V. IVANOVA

Candidate of Pedagogical Sciences, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

PECULIARITIES AND TENDENCIES OF THE BANKING SYSTEM DEVELOPMENT UNDER THE CONDITIONS OF ECONOMIC TRANSFORMATIONS

The article deals with the essence, structure and the stages of the banking system development. The author analyses the peculiarities and the tendencies of the development of Ukraine’s modern banking system under the conditions of economic transformation.

UDK: 338.24

Antonina N. RYAHOVSKAYA

Doctor of Science in Economics, Professor, Institute of Economics and Anti-Crisis Management

ANTI-CRISIS BUSINESS REGULATION AT THE MACROLEVEL

The role of crisis management and its transformation in crisis business management is considered, the special crisis business management role at the macro level is substantiated, the bases for application of crisis technologies at the state level, its objects, methods, instruments, including features of national priority projects, federal target and state programs are investigated; macro level crisis business management aspects by single-industry towns are analyzed.

Full Article in Russian

UDK: 811.111-26:372.881.1

Iryna V. TKACHENKO

Candidate of Science in Philology, Associate Professor, Cherkasy Banking Institute of the University of Banking, NBU

TEACHING PRESENTATION SKILLS TO STUDENTS OF BUSINESS ENGLISH

The article is devoted to the problem of teaching presentation skills to the students of Business English. The essential elements of the presentation and some tips and practical techniques on preparing and delivering a successful oral presentation in English are being discussed. It is suggested that structure, non-verbal communication, use of visual materials, handling questions should be taught explicitly to the students.

UDK: 336:711

Nataliya V. TKACHENKO

Doctor of Economics, Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

THE INTERNATIONAL PRACTICE OF CONSTRUCTING OF DEPOSIT INSURANCE SYSTEMS

In the article the features of formation of deposit insurance in foreign countries, revealed signs of division classification of such systems and the main trends of development and modernization.

Full Article in Ukrainian

UDK: 338

Natalya M. TRETYAK

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

FINANCING AGRICULTURAL PRODUCTION AS A GUARANTEE FOOD SECURITY

The problem of food security in the country and the ways for its resolution and the role of financing agricultural production as a guarantee of food security in the future.

Full Article in Ukrainian

UDK: 33.336

Аnatoliy М. KHARCHENKO

Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

RELATIONS OF BUSINESS RETAIL BANK LENDING

The article deals with the relationship between aspects of retail bank lending. The characteristic fo entities of the need retail credit, depending on the features the circulation of working capital.

UDK: 336.711

Azizjon G. SAMATOV

Samarkand Institute of Economy and Service

Bakhodir Sh. KHUSANOV

Candidate of Science in Economics, Associate Professor, Samarkand Institute of Economy and Service

Gaibullo SAGDULLAEV

Samarkand Institute of Economy and Service

INCREASE THE ROLE OF STRATEGIC DIRECTION THE MORTGAGE LENDING FOR PROVISION THE GROWTH OF MASS HOUSING CONSTRUCTION

This article is devoted to analysis of housing construction development in Uzbekistan Republic, including a mortgage lending role in its intensity. Thus, the special attention is given to problems consideration containing growth of mass housing construction, finding the ways of its elimination.

Full Article in Russian

UDK: 316.32(075.8):811.111

Larysa I. CHABAK

Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

ENGLISH IMPLEMENTATION OF THE PHENOMENON OF ECONOMIC GLOBALIZATION

The main idea of the article is to analyze the need for socio lingual English neonominations displayed in the phenomenon of economic globalization. The author investigated the relationship between the major challenges of the global economic integration and their verbal representation.

Full Article in Ukrainian