UDK: 316.33

Vyacheslav V. ANISIMOV

Candidate of History, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

“OCCUPY WALL STREET”: FINANCIAL CRISIS, BANKS AND THE PROBLEM OF SOCIAL CONSENT

The paper considers the appearance of new trend in social protest directed against the banks in the western countries. The development strategies and consequences of pretest movement are found out. Suggested are the possibilities to solve this issue. Special attention is paid to the necessity of investigation the western experience for Ukraine.

UDK: 336.763.3

Larisa M. BARABAN

Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

DEVELOPMENT PROSPECTS OF THE MUNICIPAL STOCK MARKET IN UKRAINE

In the article the questions of issuing municipal securities and their role at the market of the local borrowings are investigated, the main advantages and problems of their development at the stock market of Ukraine are outlined.

UDK: 332.13

Mykhailo Y. GEDZ

Candidate of Science in Economics, Associate Professor, Cherkassy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

APPROACH TO COMPREHENSIVE ASSESSMENT OF MODERNIZATION REGIONAL SOCIAL AND ECONOMIC SYSTEMS

The article deals with the essence of the concept of «strategic landscape of modernization» and examines methodological approaches to assessing the modernization of regional socio-economic systems. The proposed model allows assessing the quality of the strategic landscape and determining the effectiveness of internal resources in the specific conditions of a particular area.

UDK: 316.324 (47)

Maria Y. DMYTRENKO

Candidate of Philosophy, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Mykola М. SVICHYNSKY

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

THE ECONOMY OF UKRAINE IN GLOBAL SPACE: THE PHYLOSOPHY OF ECONOMIC DEVELOPMENT

On the basis of analysis of the main socio and economic indexes of Ukraine’s development its position is outlined in the global economy. It is shown that ensuring of the effective functioning of economic indicators requires new philosophy of economic development.

UDK: 330.322(477)

Valentyna M. MOTRYCHENKO

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

INVESTMENT ATTRACTIVENESS OF UKRAINE: STATE AND WAYS OF ACTIVATION

The situation of Ukrainian investment climate and its peculiarities at the present stage of development are investigated in the article. The main reasons of investment environment deterioration are revealed, as well as the ways of its improvement are suggested. The place of Ukraine in international investment and its international rating are analyzed.

UDK: 336.713 (477.8)

Myroslava Е. LYUZNYAK

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

PORTFOLIO CREDIT RISK MANAGEMENT BASED ON THE IMPROVED PROCEDURES OF THE BANKING ACTIVITY PLANNING

The methodological approach to the credit-risk management based on the improved procedures of the planning is investigated in the article.

UDK: 336

Аnatoliy М. KHARCHENKO

Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Nataliya M. PANTIELIEIEVA

Ph.D. in Technical Sciences, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

CREDIT "OVERNIGHT" AS TOOL BANK REFINANCING

The article analyzes the Bank of overnight credits to commercial banks during the last three years. The changes weighted average interest rates on the interbank market and the Bank rate and indicated its impact on the volume of bank refinancing.

UDK: 336.77.021

Olga I. STYRSKA

University of Banking of the National Bank of Ukraine (Kyiv)

PHILOSOPHICAL AND METHODOLOGICAL ANALYSIS OF CREDIT

The article considers the essence of a loan as an economic category. The philosophical concept of the credit emergence is examined. Analyzed are the current views on the philosophical arguments of the nature of credit.

UDK: 657.1

Hanna M. CHEPELIUK

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

METHODICAL INSTRUMENTS OF INTERNAL AUDIT OF CREDIT INSTITUTION

The article is devoted to the research of theoretical and methodical principles of internal audit of banking institutions as well as determination of development directions and improvement.

UDK: 336.717.1:004.738.5

Alina A. ZASYAD'KO

Doctor of Technical Sciences, Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Sergiy S. KOROLYUK

Ph.D. in Physics and Mathematics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Oksana V. KLYUVAK

University of Banking of the National Bank of Ukraine

THE METHOD OF SAFE TRANSMISSION THE AUTHENTICATION DATA IN INTERNET PAYMENT SYSTEM WITH THE HELP OF CASCADE-COMBINATIONAL HASHING

The article dwells on the mechanism of authentication in Internet payment system based on cardholder’s code generated by the issuing bank. Suggested is the use of cascade- combinational hashing of authentication data.

UDK: 94(075.8): 33899(091)

Oleg M. GORDUNOVSKY

Doctor of Sciences (Economics), Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

WHOLESALE TRADE IN SOUTHERN PORTS AS A CATALYST OF GRAIN BUSINESS IN THE REGIONS OF UKRAINE IN THE SECOND PART OF THE XIX CENTURY

The development of grain trade directions in the south of Ukraine are considered in the article. The attention is paid to the influence of Black Sea ports on the development of grain agriculture in different regions of Ukraine. Defined are the stimulating factors of grain business, the peculiarities of grain streams and specific character of pricing including the human potential and natural resources.

UDK: 657

Olena O. GONCHARENKO

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

TRANSFORMATION OF ACCOUNTING SYSTEMS AND STATEMENTS OF THE FORMER MEMBERS OF THE USSR

The article investigates the regulatory systems of accounting and reporting of the former countries - members of the USSR in terms of proximity to international accounting standards and reporting and consistency between them. Determined are the common and different quality characteristics and the principles of financial reporting of the countries as well as the ability to use the positive achievements of former members of the USSR.

UDK: 657.1(477)

Alla О. SAYUN

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

FORMING OF REGISTRATION POLICY OF INTANGIBLE ASSETS

The investigation deals with the basic conception elements of registration policy of intangible assets at enterprises under the conditions of market economy. Special attention is drawn to the elements of registration policy allowing to improve registering intangible assets to achieve high financial and economic indicators of enterprise activities.

UDK: 378.147.88(063)

Leonid P. GANCHARIK

Candidate of Economics, Associate Professor, Academy of Public Administration under the President of the Republic of Belarus

TEACHING AND SUPPORT OF EDUCATION OPEN

Developing a distance learning computer system of open education makes it possible to train efficient civil service personnel, provide for its steady performance and create favorable conditions for professional advancement.

UDK: 378.3 Д 17

Serhiy M. DANYLENKO

University of Banking of the National Bank of Ukraine (Kyiv)

THE ANALYSIS OF EFFICIENCY OF THE FINANCIAL PROVIDING OF SCIENTIFIC RESEARCH AND INNOVATIONS IN UKRAINE

The analysis of efficiency of the financial providing of scientific research and innovations in Ukraine is conducted. Basic tendencies and disadvantages of the financial providing of scientific research and innovations are shown. Suggested are the directions of increase the financial providing of scientific research in Ukraine.

UDK: 330.101.5

Nelya G. NAGAICHYK

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Olena O. MEKHANIKOVA

Candidate of Philology, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

UPDATING OF INTERDEPARTMENTAL AND INTERDISCIPLINARY CONNECTIONS IN THE PREPARATION OF STUDENTS «FINANCE AND CREDIT»

In the article the author's approach to improving the educational process in direction of students preparation «Finance and Сredit» to increase the students’ professional and language skills quality in non-linguistic higher educational institution is considered. It is achieved by interaction between the Department of Finance and the Foreign Languages Department.