UDK: 336.717:005.334

Liudmyla Y. HALYAEVA

Candidate of Economics, Associate Professor, Kuban State University

RISK MANAGEMENT IN SMALL AND MEDIUM-SIZED BANKS: PROBLEMS AND PROSPECTS

In this paper modern economic trends are considered and the problems of risk management in small and medium-sized banks are analyzed. An approach to the construction of complex integrated system of banking risk management based on the concept of ERM (Enterprise Risk Management) is suggested.

UDK: 336.71

Sergiy О. DMYTROV

Doctor of Technical Sciences, Professor, University of Banking of the National Bank of Ukraine (Kyiv)

THE MANAGEMENT OF COMMERCIAL BANK FINANCIAL SAFETY

In the article the concept of «financial safety» is analyzed, also the factors affecting to the financial safety of a commercial bank are revealed. It is developed a scheme of financial safety management and singled out a group of indicators to assess the financial safety.

UDK: 336.717

Igor V. KARBIVNYCHYY

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

THE PECULIARITIES OF THE PROCESS ORGANIZATION OF CORPORATE BANKING CREDIT MANAGEMENT

The article researches the process of the corporate management of credit activities of the bank. The coordination mechanism of tactical and strategic decisions making for bank credit risks management has been reviewed and analyzed.

UDK: 336.7:347.73

Tetiana A. MEDVID

Candidate of Economics, National Bank of Ukraine

POSSIBILITIES FOR THE LAUNDERING INCOMES CRIMINALLY OBTAINED OR TERRORISM FINANCING THROUGH ELECTRONIC MONEY

The popularity of electronic money is indicated by the author of the article. Number of victims of cybercrime are estimated, depending on the of world GDP, Ukraine's GDP and Serbia’s GDP performance. The ways of the possibility of legalization of proceeds of crime by means of electronic money are determined. The anonymity of certain actions according to use of electronic money in the course of banking operations is investigated.

UDK: 657.372.3

Yuriy I. STADNITSKY

Candidate of Economics, Associate Professor, Khmelnytsky Cooperative Trade and Economics Institute

DEPRECIATION – CONSEQUENTIAL FIXED ASSETS IMPAIRMENT

This article explores approaches to the treatment effect of depreciation, aggregative and detailed classification is suggested. Achievement of tolerance is determined between the interpretation of the effect of depreciation which is possible only if their acceptance is considered as a form of reaction to the depreciation of fixed assets.

UDK: 330.331.4

Mykhailo Y. GEDZ

Candidate of Science in Economics, Associate Professor, Cherkassy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

ESSENCE AND STRUCTURE OF SOCIAL AND ECONOMIC POTENTIAL OF MODERNIZATION OF THE REGIONS

This paper investigates the nature and content of the social and economic potential of the region. Systematized existing approaches to determining the content of the concept and selected aspects of the structure of the economic potential of the region.

UDK: 338.431(470.323)

Dmytro V. ZIUKІN

Candidate of Economics, Associate Professor, «Kursk Institute of Management, Economics and Business»

SOCIAL AND ECONOMIC DEVELOPMENT OF THE AGRICULTURAL AREAS OF THE KURSK REGION AS A BASIS FOR DEVELOPING HUMAN RESOURCES

The current form of labor forces in agricultural areas is complicated by several problems. The main difficulty lies in the lack of social and economic prospects of rural development, which in turn seriously hampers the attraction of labor resources, which consequently leads to a reduction in rural areas.

UDK: 346.2

Anatoliy І. MARENYCH

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Nataliya G. MEHEDA

Candidate of Economics, Associate Professor, Cherkasy National B. Khmelnytsky University

SOCIAL AND MOTIVATIONAL COMPONENTS OF PERSONNEL SECURITY

In this paper the social and motivational components of the security personnel are investigated. The expediency and necessity of studying the threats to security as a component of the career personnel safety are substantiated.

UDK: 336.71:005.334 (477)

Vitaliy O. DZHULAI

Candidate of Economics, University of Banking of the National Bank of Ukraine (Kyiv)

ENSURING OF BANKING STABILITY IN UKRAINE: ANTICRISIS ASPECT

In this paper the theoretical and applied aspects of crisis management are examined and methodical approaches to improve prognoses of the banking sector soundness in terms of financial instability are proposed.

UDK: 519.865:336.72

Maria M. KVASNІY

Lviv Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Volodymir V. HOLUBEC

Lviv Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

EVALUATION OF QUALITY PROSPECTS OF BANKS LOAN PORTFOLIO BASED ON THE INTEGRATION OF MODELING METHODS

Analysis of quality of banking system loan portfolio of Ukraine during 2008-2011 is considered. A quality assessment tool is based on the integration of methods ARIMA and leading indicators. It is obtained numerical results using the software package STATISTICA 8.0 and it is worked out recommendations.

UDK: 94(075.8): 33899(091)

Oleg M. GORDUNOVSKY

Doctor of Sciences (Economics), Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

OPERATING ENVIRONMENT, STRUCTURING AND NUMBER OF COMMERCIAL CENTERS

In this paper the development of fair trade in the Southwestern Region and Southern Ukraine is investigated. The attention is focused on the impact of the Azov-Black Sea ports to the development of commodity grain production in different regions of Ukraine. Catalyzing factors of fairground business, mutual influence of grain flow and organization of trade fairs in the light of human and natural resources are identified.

UDK: 94(075.8): 33899(091)

Oleksandr I. GURZHIY

Doctor of Sciences (Economics), Professor, Institute of Ukrainian National Academy of Sciences of Ukraine

THE ORIGINS OF THE CIVILIAN LABOR MARKET FORMATION IN UKRAINE (THEORY AND PRACTICE ISSUES)

In this paper, based on a large number of primary sources and statistics it is made an attempt to light one of the most controversial scientific and theoretical problems in the historiography - the origins of the national market of civilian labor. Broad generalizations and specific comparisons have allowed the author to consider the Ukrainian development trends on basis of the components of the Russian state and the Western countries in the second half of the XVII-XVIII-th centuries.

UDK: 336.71:330

Victoria G. KOSTOGRYZ

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Julia V. BEZZUBENKO

Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

FOREIGN CAPITAL IN THE BANKING SYSTEM OF UKRAINE: MODERN PROBLEMS

In the article theoretical and practical aspects in relation to organization of activity of banks with a foreign capital in Ukraine are investigated, foreign capital influence on the national banking system within current terms, basic advantages and disadvantages of foreign capital existence are lighted up and ways of its improvement are determined. It is offered cross-correlation regressive model of banks influence with a foreign capital on profitability of the banking system of Ukraine.

UDK: 657

Anna М. LYUTOVA

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Sergiy V. MEDVID

Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

EXPLORATION OF THE ACCOUNTING ISSUE

In the article the concept of accounting and its objectives, the main components and key areas of its development are explored.

UDK: 336:338

Natalya M. TRETYAK

Candidate of Economics, Associate Professor, Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

Olga Y. BOHATYRENKO

Cherkasy Institute of Banking of the University of Banking of the National Bank of Ukraine (Kyiv)

THE ECONOMIC INVESTMENT MECHANISM IN FIXED ASSETS OF AGRICULTURAL ENTERPRISES

The condition of the fixed assets of agricultural enterprises is investigated. The investment mechanism in fixed assets of agricultural enterprises is considered, measures according to upgrade of technical base of agricultural enterprises are outlined.